TABLE OF CONTENTS:
- “Busting the Prenuptial” Article by Joe Dickerson
- Strawberry Baked Ham Recipe
- “True Friends” Article
- Buy “Diagnostic & Prescriptive Judgment Enforcement” Book by International Best Seller Author, Joe H. Dickerson, CFE
- “What Clients Say” About Financial Forensic Services
BUSTING THE PRENUPTIAL
By: Joe Dickerson, CFE
SM was the president of the largest real estate agency in the state. He also owned two small banks and over two dozen other companies. After a nasty divorce several years ago, SM still owned his mansion on the golf course and had recently remarried. It was a good life. Unfortunately, things took a turn when his beautiful new wife learned that SM had over $20 million in judgments against him that he had failed to tell her about before the big wedding.
It was nearly a year after the wedding when a local regional bank called and engaged us to find assets to collect their $2 million judgment, which they had been trying to collect for nearly four years. SM kept making promises that he could pay as soon as the big deal that he was working on closed. It was the same story over and over, and the bank was tired of his promises.
We were able to find bank accounts, collector cars, a new sail boat, a condo in Vail, Colorado, and a few other assets to execute on, which reduced the judgment balance to about $200,000 – plus costs and interest, but we were having trouble finding enough to collect the full balance.
Over several months of working the case, I got to know SM fairly well, so I told him I thought we could clear up the balance with the antiques and Persian rugs from the mansion. He said, “Joe, I would love to give those to you just to get you out of my life, but I had to give those to my new wife to get her to sign our prenuptial agreement, so they are no longer mine to give.” He produced the evidence – the signed prenuptial agreement listing the antiques and the Persian rugs. It was dated about two weeks before the wedding.
Through our attorney, we were able to get SM’s phone records and his American Express charge records for the last two years. Our analysis of those records showed a couple of lengthy calls, about three months before the big wedding, to an expensive hotel in Las Vegas. Then we found large charges to a Las Vegas florist, a jewelry store, and a limo service. It looked to me like someone had paid for a wedding! A call to the Clark County Nevada Clerk’s office revealed SM had married the new wife in Las Vegas two months before the big society “civil wedding” at the mansion…and thus their “pre-nupt” turned out to be a post-nupt. The court awarded our client all the antiques and Persian rugs. The good news for SM was I was out of his life for good, and shortly after he was single again!
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Friends are a very rare jewel indeed. They make you smile and encourage you to succeed. They lend an ear, they share a word of praise and they always want to open their hearts to us.
God knew that everyone needs companionship and cheer. He knew that people need someone whose thoughts were always near.
He knew they needed someone kind to lend a helping hand. Someone glad to take time to care and understand.
He knew that we all need someone to share each happy day. To be a source of courage when trouble comes our way.
Someone to be true to us whether near or far apart. Someone whose love we’ll always hold treasure in our hearts.
Ecclesiastes 4:10 – For if they fall, one will lift up his fellow: but woe to him that is alone
If you have every gotten in a bind, had a major failure or somehow lost your way, then you just realized just how rare true friendship really is in our lives. The true friends show up at your doorstep ready to help.
To me, the difference in a true friend and one who calls themselves a friend but is really an acquaintance is fairly easily identified.
Here are 4 characteristics of true friendship:
Unconditional Love – A true friend loves at all times. Regardless of what you do, what happens, or where life takes you, a true friend loves at all times. On your worst day – when you aren’t even fun to be around – a true friendship still takes you to lunch. (and likely pays.)
Unwavering Support – true friends are in it for the long haul. Even when you’ve fallen – or agree with you completely – a true friend is in your corner. When you call – even when you’re in trouble – they come. True friendships may only be for a season, but if we run into each other again we pick up where we left off. Trust is already established. The relationship is just as strong. True friendships are consistent.
Willingness to Challenge – love and support is not ignoring the words you need to hear. A true friendship makes you better. The Bible says, “iron sharpens iron.” True friends will correct you if needed. Proverbs 27:5 says, “better an open rebuke than hidden love.” Friends wont let you injure yourself or others if they can intervene. They wont remain silent with what you need to hear – and it will be shared in the deepest of love.
Full of Grace- true friendship weathers the sometime difficulties of relationships, forgiving when needed and loving each other even when it hurts. A true friendship isn’t one-sided. Both friends are willing to lay down their life for the other. Grace is freely and generously given.
I think I have a lot of friends and some I would consider true friendships. I can’t imagine my life without them.
What makes a true friend in your opinion?
Ecclesiastes 4:10 – For if they fall, one will lift up his fellow: but woe to him that is alone when he falleth; for he hath not another to help him up.
Proverbs 17:17 – A friend loveth at all times, and a brother is born for adversity.
Proverbs 18:24 – A man that has friends must shew himself friendly: and there is a friend that sticketh closer than a brother.
Those kind of friends are hard to find.
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